Licensed In MD, PA, VA, WV, DC, OH

3 Decades of Experience


(301) 790-3304

Kristen Barneski

I grew up in Mt. Airy and New Market, my childhood was in the Country, with my very large family living close by, making for lots of time together. Memories I will forever cherish.
I have 10 years of experience as a Customer Service Representative in the Insurance Industry, which led me to a career as an Insurance Agent with Karlen & Associates. I love that I have the ability to help others, along with expanding my knowledge and relationships. An exciting quality in my new role as an Insurance Agent.
I enjoy family time, adventures, relaxing,..Oh! and a CLEAN HOUSE…which rarely happens with a toddler running around, although I can’t complain; that boy is my whole world.
Guilty pleasure- Karaoke! Obnoxious I know, but so fun. On my days off, some of my favorite activities are family days at the creek riding four-wheelers, girls weekends, and I LOVE the beach!

(301) 790-3304


(301) 698-1686


(301) 334-1040


(301) 831-0223


(240) 422-8652


(304) 258-4251


(304) 754-5601

19756 Longmeadow Rd.
Hagerstown, MD 21742

186 Thomas Johnson Dr. Ste 100
Frederick, MD 21702

12978 Garrett Hwy.
Oakland, MD 21550

602 Center St. Ste 107
Mount Airy, MD 21771

3 Hillcrest Dr. Unit A203
Frederick, MD 21703

24 Nationwide Lane,
Berkeley Springs, WV 25411

2433 Hedgesville Rd.
Martinsburg, WV 25403